INSURING YOUR BUSINESS YOUR WAY
We offer a variety of coverages and services that are customizable for your business.
Learn more below about the types of available coverage.
Click on each to expand and see more information:
A business auto policy protects your business's bottom line by providing more liability coverage than the standard auto policy. Coverage is available for vehicles that are owned, leased, hired, rented or borrowed. Coverage may include:
Business Property and General Liability Insurance
Property damage, lawsuits and injuries can mean financial ruin for a business without adequate insurance coverage. For that reason, business owners need insurance to protect their business and their assets. A Business Owner’s Policy (BOP) includes three types of insurance:
Property Insurance: Property insurance covers damage to buildings and contents owned by the company. This includes buildings, equipment, computers and inventory. A commercial insurance agent will help tailor a policy to fit your needs. Coverage may include:
Business interruption insurance: This covers the loss of income if a business is temporarily forced to shut down because of a catastrophe, such as a hurricane or fire. It can also include the extra expense of operating out of a temporary location.
Employers are legally obligated to take reasonable care to assure that their workplace is safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage.
Workers' compensation coverage provides benefits to your employees for work-related injuries or illnesses. Benefits can pay for medical care, lost wages, disability benefits and even death benefits. It also provides critical liability protection from lawsuits against employees or their family members due to work-related injuries or illness.
Workers' Compensation Overview:
Go to Other AAA Clubs
Servicing AAA members in South Dakota since 1925.
This site serves residents of the AAA Club Alliance service area which includes Greater Hartford, CT Area, Cincinnati Tri-State Area, Miami County, OH, Greater Dayton, OH Area, Northwest Ohio, AAA Blue Grass & Bluefield Regions, Southern West Virginia, Kansas, Oklahoma, South Dakota, Delaware, Maryland, Washington DC, and parts of Virginia, Pennsylvania and New Jersey. Write Us: AAA Club Alliance, One River Place, Wilmington, DE 19801