Marilyn Buskohl
Public Affairs Director
O: (605) 310-4614
C: (605) 367-3964
Marilyn.buskohl@aaasd.org

Home Inventory List Can Help Avoid a Headache in 2018

AAA South Dakota Says Grab Your Camera, Tour Your Home, Record Your Belongings

 

Jan. 4, 2018 – When it comes to preparing for a disaster, AAA South Dakota says, most people forget one very important thing: a home inventory. According to the Insurance Information Institute, only half of homeowners have an inventory of the possessions they'd want their insurance company to replace in case of a fire, theft or other disaster.  

“In the aftermath of a fire or other damage to our property, it’s likely many of us would be emotionally drained. The last thing we would want to do is make a list of everything we lost,” said Russ Iden, Insurance Vice President for AAA South Dakota, “Preparing in advance for an unexpected disaster could mean a faster return to normal life, and a little less stress along the way, including a quicker claims process.”

Iden added that January, right after acquiring new items as holiday gifts, is the perfect time to create or update a home inventory. 

Five Easy Steps to Create a Home Inventory

  1. Grab your camera, smartphone, or pen and paper and take a tour of your home.
  2. Record everything you'd want your insurance company to replace. Don't forget items that may be hidden away in your closets and garage.
  3. Pull together copies of sales receipts and any other documentation. Also note model and serial numbers if you have them.
  4. Store your home inventory and related documents in a safe and easily accessible place, including online, with friends or family, or in a safe deposit box. Don't rely solely on your home computer, which should always be backed up, in case of fire or a hard drive crash.
  5. Add up the replacement costs for all of those items to make sure you have enough insurance. Not all policies cover the actual replacement costs, so be sure to check with your insurance agent to make sure you have the coverage you need. In some cases, an additional endorsement may be needed for valuables such as jewelry, cameras, furs, firearms, trading cards, comic books or other items. The availability of endorsements varies from state to state; check with your insurance agent to find out what is offered in your area.

Creating a simple home inventory helps you track what you own and what it's worth. It can be invaluable in deciding how much insurance coverage you need and ensuring you are protected if you ever need to file a claim.

 To find out more about homeowners, condo, or renters insurance, contact your local AAA South Dakota insurance agent, call 800-786-8322 or visit www.aaa.com/insurance.

 

 

TEDx Wilmington Salon

Who's in the Driver's Seat? The Transformation of Transportation

On Tuesday, October 17, 2017, AAA and TEDx Wilmington held the first TEDx Salon dedicated to ideas worth spreading in transportation.

This event had:

  • 12 live talks given by 13 speakers
  • 368 people in attendance at the live event
  • More than 7,500 viewed the event online through Livestream, viewing events, and on the AAA Associate network
  • Online viewers came from all 50 states and approximately 30 countries around the world

View a slideshow from the event

This TEDx WilmingtonSalon was organized in partnership with AAA

public affairs

Keeping Member's interests at the forefront

Contacts by region

fuel price finder

Find the lowest gas price in your area

Find prices

gas information

Tools, tips and other resources

learn more

Videos

Local news stories & information

Watch now